Texas bill prohibiting cities from requiring gun liability insurance coverage passes House

The Texas House of Representatives passed House Bill 3137 on Friday, which would prevent cities and counties from requiring gun owners to carry liability insurance coverage for damages resulting from negligent or wilful acts involving the use of the firearm. Although no cities in Texas currently require gun owners to carry this type of insurance, supporters of the bill seek to ensure that such a requirement never happens in the state. This comes as a reaction to San Jose, California recently passing an ordinance that requires gun owners to have liability insurance policies that cover property damage, bodily injury, and other losses resulting from the accidental use of a firearm. The Texas legislation defends residents' Second Amendment rights and "protects Texans from a tyrannical government," according to the author of the bill, Rep. Carrie Isaac. However, opponents of the legislation criticize supporters for limiting the authority of cities and governments to devise their own public safety policies. As of now, the bill moves on to the Texas Senate.

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