The US Supreme Court is set to hear oral arguments this week for a major legal battle involving President Joe Biden's student-debt relief plan. His plan to cancel any amounts of student debt, up to $20,000 per borrower, has become the center-piece of an argument challenging the constitutional Separation of Powers. Nebraska and six states are taking on the Biden administration for unilateral action, which could potentially blow a $430-billion hole in the federal budget.

At the same time, those in favor of the student-debt relief claim it would help those who are in true financial need. Over 26 million Americans applied or were automatically eligible for the relief, including 1.2 million New Jersey citizens who carry the 12th highest loan burden. Student-debt relief advocates continue to push for the plan, justifying it as equitable and necessary aid during the pandemic.

Meanwhile, other types of college